# Exchange Overview

### General Overview

Beta enables Web3 applications to top up or cash out their crypto wallets using domestic payment methods in [Emerging Markets](/documentation-beta-ramps/api-guide/crypto-and-fiat-coverage.md).

Some of the features of [Beta's Exchange Product](https://www.betaramps.com/exchange-product) include:

* **Segregated Local Accounts:** Possibility to have multiple sub-accounts to manage each user closely. This gives you greater control over your users and their activities, streamlining your operations and providing a more personalized experience for your users.<br>
* **Pass-through KYC:** If your application already collected the required data to process our KYC, we won't ask your customers to fill out a new KYC form. Our [subaccount structure](/documentation-beta-ramps/registering-subaccounts/subaccounts-overview.md) streamlines the process.<br>
* **Competitive pricing when compared to global competitors:** The take rate from our global competitors can reach as high as 10% (crypto markup + processing fee) for transactions in Brazil or México. Reach out to our commercial team to negotiate a proposal for your app.<br>
* **Automated Transaction Handling:** Sometimes, users deposit incorrect amounts in fiat or crypto. When this occurs, we troubleshoot and resolve the issue with the user directly.<br>
* **Enhanced Privacy:** To protect the privacy of the merchants' transaction history, our platform creates new wallet addresses for each order created in our Crypto Payments product.<br>
* **Multiple Currencies and Assets Available:** Our platform supports transactions in various [crypto assets](/documentation-beta-ramps/api-guide/crypto-and-fiat-coverage.md), networks, and fiat currencies, which can increase the revenue potential of your business.<br>
* **Frictionless Experience:** You can choose our white-label API to have full control over the payment process with your own branding and design, or you can opt for our hosted experience for hassle-free integration.


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